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Check personal finances: Prepare a worksheet of assets and liabilities. On the asset side, record details like cash accessible, savings, investments in stocks, bonds and real-estate, life insurance policies, vehicles owned and also other liquid assets imaginable. On the other, record your credit card debts, automotive loans, real-estate loans, insurance payments, taxes as well as other liabilities. The difference between the two provides you with your net worth. This will prove useful while requesting that loan.
Another economist, Dr. Joseph M. Juran, in the 1940s found similar 80/20 examples in other areas and named it ‘Pareto’s Principle.” Juran also referred to this as being a universal principle, which he named the ‘Vital Few and Trivial Many,” later revised to simply the ‘Law from the Vital Few and also the Useful Many.” Juran felt it was dangerous to ignore completely the bigger group in focusing on the ‘useful few.” Some examples are.
Secondly, Start Now! Forget about yesterday but begin today to overcome your money. While you cannot change yesterday you’ll be able to greatly influence tomorrow. Never forget that it must be not money that builds wealth – it is time. By not starting you now are throwing time away and you also cannot afford to do that.